Chapter ED Intelligence · Chapter Report
ARC of Palm Beach and Treasure Coast
Southeast and Caribbean Division · South Florida Region
FL · 4 counties · HQ West Palm Beach, FL · FEMA Region IV
2,213,490
People
909,257
Households
46.1%
Households below the ALICE survival threshold
4
Counties · 3,963 sq mi
Nearly 46% of households across this chapter live below the ALICE survival threshold — the working families one disaster away from crisis.
In this report · Economic vulnerability · Who lives here · Home fire mission (FLARE) · mission delivery & the bespoke relationship strategy to follow
Sources: American Red Cross geography + 2023 demographics reference table; United Way ALICE + poverty (latest county year).
Geography & Footprint
The chapter's footprint.
4
Counties
3,963
Square miles
2,213,490
People
South Florida Region
Southeast and Caribbean Division
| County | People | Sq mi | % of chapter |
|---|---|---|---|
| Palm Beach | 1,527,592 | 2,216 | 69.0% |
| St. Lucie | 357,381 | 576 | 16.1% |
| Indian River | 166,991 | 513 | 7.5% |
| Martin | 161,526 | 658 | 7.3% |
HQ: West Palm Beach, FL · FEMA Region IV. Counties sorted by population.
Who Lives Here
The people of this chapter.
47
Median age
$71,372
Median household income
23.4%
Age 65+
28.6%
Renter households
Age distribution
Race & ethnicity
Hispanic / Latino (any race): 22.3% of residents.
Source: American Red Cross 2023 demographics reference table. Chapter figures aggregate the 4 counties; median age and income are population-weighted.
Economic Vulnerability
Where the need is greatest.
| County | People | Median HH income | ALICE | Poverty | Combined |
|---|---|---|---|---|---|
| St. Lucie | 357,381 | $62,896 | 38.5% | 11.5% | 50.0% |
| Martin | 161,526 | $67,952 | 32.2% | 13.6% | 45.8% |
| Palm Beach | 1,527,592 | $74,715 | 34.6% | 11.1% | 45.6% |
| Indian River | 166,991 | $62,233 | 30.5% | 12.2% | 42.7% |
Combined = households in poverty plus ALICE households (above poverty, below the cost of basics), as a share of all county households. Source: United Way ALICE, latest county year.
Risk & Disaster History
What this chapter is up against.
$994.5M
Expected annual loss, all hazards
Palm Beach
Highest-risk county
64.2%
Avg social vulnerability (SVI)
6
FEMA declarations, 5 yr (top county)
| County | NRI risk | Exp. annual loss | SVI %ile | FEMA 5yr | FEMA all |
|---|---|---|---|---|---|
| Palm Beach | Relatively High | $518.6M | 80.1% | 6 | 41 |
| St. Lucie | Relatively High | $193.4M | 79.1% | 6 | 38 |
| Indian River | Relatively High | $163.1M | 51.4% | 6 | 35 |
| Martin | Relatively Moderate | $119.4M | 46.4% | 6 | 41 |
Sources: FEMA National Risk Index 2025 (risk rating, expected annual loss), CDC/ATSDR SVI 2022 (social-vulnerability percentile), FEMA disaster declarations — via the Red Cross national county database.
Disaster History
A chapter shaped by disaster.
46
Federal disaster declarations
25
Hurricanes
Hurricane
Most common type
2025
Most recent
By incident type
Most recent declarations
| FY | Disaster | Type |
|---|---|---|
| 2025 | Hurricane Milton | Hurricane |
| 2025 | Hurricane Milton | Hurricane |
| 2023 | Hurricane Nicole | Hurricane |
| 2023 | Tropical Storm Nicole | Tropical Storm |
| 2022 | Hurricane Ian | Hurricane |
| 2022 | Tropical Storm Ian | Hurricane |
| 2020 | Hurricane Isaias | Hurricane |
| 2020 | Covid-19 Pandemic | Biological |
| 2020 | Covid-19 | Biological |
| 2020 | Hurricane Dorian | Hurricane |
Source: FEMA Disaster Declarations Summaries v2 — county-level, deduplicated to unique disasters.
Home Fire Mission · FLARE 2024
Every home fire is a Red Cross moment.
327
Home fires (2024)
54.1%
Red Cross care rate
115
Fires with no Red Cross notification
1.5
Fires per 10,000 residents
Red Cross cared for 54% of home fires — but 115 (35%) happened with no Red Cross notification: the prevention, smoke-alarm, and response opportunity, county by county.
Source: FLARE Fire Incidents 2024 (American Red Cross, public layer). “With care” = Red Cross provided assistance; “no notification” = the Red Cross was never alerted to the fire.
Home Fire · Respond & Prevent
Red Cross shows up — and prevents.
2,587
Home-fire calls answered (RC response)
2,164
Single-family fire responses
8,846
Free smoke alarms installed
418
Multi-family fire responses
Red Cross answered 2,587 home-fire calls and installed 8,846 free smoke alarms across the chapter — response and prevention, county by county.
Sources: DRO National 800-RedCross Calls by County (RC fire responses); Smoke Alarm Installs FY15–FY24 (American Red Cross).
Disaster Response · DAT
The local face of care.
64
Trained DAT volunteers
259
Historical DAT calls answered
4
Counties with DAT volunteers
64
Responders on the map
Every dot is a trained Disaster Action Team volunteer ready to respond to a home fire — shown by position only, never by name.
Source: Florida DAT — RC Care volunteers + historical calls (American Red Cross). Individual identities withheld; counts and positions only.
Red Cross Facilities
The chapter's physical footprint.
3
Red Cross facilities
2
Owned
1
Leased / licensed
0
BioMed sites
By type / function
BioMed facilities
No BioMed fixed sites in this chapter.
Sources: Red Cross real-estate portfolio (reintel.jbf.com) + BioMed facilities (biomed.jbf.com).
Locations, types and functions only — no cost, square footage, or lease terms are disclosed.
Red Cross Spending · Bridge Program
Disaster financial assistance by county.
Bridge financial assistance delivered to residents — DRO 220-25 (FY25).
$123,900
Bridge financial assistance
4
Counties funded
$60,900
Top: St. Lucie
$2,100
Per case
| County | Bridge financial assistance |
|---|---|
| St. Lucie | $60,900 |
| Martin | $29,400 |
| Palm Beach | $21,000 |
| Indian River | $12,600 |
Source: ARC Bridge Service Summary (PowerBI), DRO 220-25 (FY25). Financial assistance to clients;
counties with no Bridge cases this operation are omitted.
Red Cross Philanthropy · Major Donors
Who gives here.
Major-donor giving across the chapter — three fiscal years. Internal planning data.
$11,449,440
Total giving, 3-year
264
Major donors
$1,186,167
Current FY · ▼ 82% vs prior FY
$10,220,485
Top: Palm Beach
| County | Major donors | Total giving, 3-year |
|---|---|---|
| Palm Beach | 200 | $10,220,485 |
| Indian River | 26 | $596,155 |
| Martin | 31 | $540,052 |
| St. Lucie | 7 | $92,748 |
Source: Red Cross major-donor giving by county, three fiscal years.
Internal / executive-director planning use — not donor-facing.
County Deep Dive
Palm Beach County
1,527,592
People
$74,715
Median HH income
45.6%
Combined ALICE + poverty
Relatively High
FEMA NRI risk
People & economy
Median age46.4
ALICE households209,153
Poverty households66,984
Risk & response
Expected annual loss$518.6M
Social vulnerability (SVI)80.1%
FEMA declarations (all time)41
Home fires, CY2024217
Fires, no RC notification81
Bridge assistance · DRO 220-25$21,000
Major-donor giving · 3-yr$10,220,485
Palm Beach County · sources: Red Cross demographics 2023, United Way ALICE, FEMA NRI & declarations, FLARE CY2024.
County Deep Dive
St. Lucie County
357,381
People
$62,896
Median HH income
50.0%
Combined ALICE + poverty
Relatively High
FEMA NRI risk
People & economy
Median age44.4
ALICE households56,160
Poverty households16,727
Risk & response
Expected annual loss$193.4M
Social vulnerability (SVI)79.1%
FEMA declarations (all time)38
Home fires, CY202456
Fires, no RC notification13
Bridge assistance · DRO 220-25$60,900
Major-donor giving · 3-yr$92,748
St. Lucie County · sources: Red Cross demographics 2023, United Way ALICE, FEMA NRI & declarations, FLARE CY2024.
County Deep Dive
Indian River County
166,991
People
$62,233
Median HH income
42.7%
Combined ALICE + poverty
Relatively High
FEMA NRI risk
People & economy
Median age53.5
ALICE households22,197
Poverty households8,920
Risk & response
Expected annual loss$163.1M
Social vulnerability (SVI)51.4%
FEMA declarations (all time)35
Home fires, CY202431
Fires, no RC notification8
Bridge assistance · DRO 220-25$12,600
Major-donor giving · 3-yr$596,155
Indian River County · sources: Red Cross demographics 2023, United Way ALICE, FEMA NRI & declarations, FLARE CY2024.
County Deep Dive
Martin County
161,526
People
$67,952
Median HH income
45.8%
Combined ALICE + poverty
Relatively Moderate
FEMA NRI risk
People & economy
Median age54.4
ALICE households22,283
Poverty households9,420
Risk & response
Expected annual loss$119.4M
Social vulnerability (SVI)46.4%
FEMA declarations (all time)41
Home fires, CY202423
Fires, no RC notification13
Bridge assistance · DRO 220-25$29,400
Major-donor giving · 3-yr$540,052
Martin County · sources: Red Cross demographics 2023, United Way ALICE, FEMA NRI & declarations, FLARE CY2024.
Your Live Tools
The chapter's Experience Builder apps & federal tools.
Red Cross Intelligence Briefing
Chapter risk, hardship, hazards & county drilldowns
experience.arcgis.com
Disaster Response Intelligence
Spatial disaster-response intelligence
Experience Builder app
Red Cross Real Estate
Facilities & market intelligence
experience.arcgis.com
Service Area Planning
Service-area geography & planning
Experience Builder app
Community Mobilization V
Local resource & mobilization map
experience.arcgis.com
Biomed
Blood & BioMed footprint
experience.arcgis.com
FEMA RAPT
Resilience analysis & planning
www.fema.gov
Census Community Resilience
People & resilience context
www.census.gov
Red Cross Experience Builder apps give the live, drill-down companion to this report; federal tools add official context.
Sources & Methodology
Every number, traceable.
Tools produce facts; humans own decisions. Each figure in this report traces to a named source and vintage.
| Metric | Source | Vintage |
|---|---|---|
| geography + 2023 demographics | ALICE master / Red Cross reference table | 2023 |
| ALICE + poverty households | MASTER counties ALICE+demographics | 2023 |
| flare | flare_fire_incidents (public AGOL, CY24) | CY2024 |
| smoke_alarms | GIS_MAP_FY15_to_FY24 (AGOL item b09f21d9…) | FY15–24 |
| lives_saved | Lives_Saved_Map_30_Apr_2026 (AGOL item ff313330…) | 2026 |
| risk + disaster history | FEMA NRI 2025 · CDC SVI 2022 · FEMA declarations (red-cross-data county master) | FEMA NRI 2025 · SVI 2022 |
| fema disaster history | FEMA Disaster Declarations Summaries v2 | 2026 |
| DAT volunteers + calls | Florida DAT — RC Care volunteers + historical calls (org AGOL; names withheld) | 2026 |
| facilities / real estate (no costs) | Red Cross facilities portfolio — reintel.jbf.com (locations, types & ownership only; no cost/lease terms) | FY25 |
| home-fire RC responses (SFF/MFF) | DRO National 800-RedCross Calls by County (org AGOL) | FY24–26 |
Geography: American Red Cross chapter↔county reference. The full machine-readable source ledger ships with the data bundle.
Appendix · County Data
Full county table.
| County | Pop | Households | Hardship | NRI risk | Exp. annual loss | Fires '24 |
|---|---|---|---|---|---|---|
| Palm Beach | 1,527,592 | 625,316 | 45.6% | Relatively High | $518.6M | 217 |
| St. Lucie | 357,381 | 138,732 | 50.0% | Relatively High | $193.4M | 56 |
| Indian River | 166,991 | 74,894 | 42.7% | Relatively High | $163.1M | 31 |
| Martin | 161,526 | 70,315 | 45.8% | Relatively Moderate | $119.4M | 23 |
One row per county. Combined hardship = poverty + ALICE households. Fires = FLARE CY2024.