PilotThese figures are preliminary and may be inaccurate — verify before external use or decisions.
Chapter ED Intelligence · Chapter Report

ARC of Northeast Georgia

Southeast and Caribbean Division  ·  Georgia Region
GA  ·  21 counties  ·  HQ Athens, GA  ·  FEMA Region IV
1,284,166
People
463,931
Households
41.7%
Households below the ALICE survival threshold
21
Counties · 5,977 sq mi
Nearly 42% of households across this chapter live below the ALICE survival threshold — the working families one disaster away from crisis.
In this report  ·  Economic vulnerability  ·  Who lives here  ·  Home fire mission (FLARE)  ·  mission delivery & the bespoke relationship strategy to follow
Sources: American Red Cross geography + 2023 demographics reference table; United Way ALICE + poverty (latest county year).
Geography & Footprint

The chapter's footprint.

21
Counties
5,977
Square miles
1,284,166
People
Georgia Region
Southeast and Caribbean Division
CountyPeopleSq mi% of chapter
Forsyth276,31024721.5%
Hall211,75342916.5%
Clarke131,08612110.2%
Walton101,3393307.9%
Barrow88,8691636.9%
Jackson85,2393436.6%
Habersham47,5532793.7%
Oconee44,8101863.5%
Lumpkin34,4902842.7%
Madison31,4372862.4%
White28,6862422.2%
Stephens26,8401842.1%
Hart26,2732572.0%
Franklin24,1032661.9%
Morgan21,1893551.7%
Greene20,1984061.6%
Elbert19,5763741.5%
Banks18,8482341.5%
Rabun17,2113771.3%
Oglethorpe15,0894421.2%
Towns13,2671721.0%
HQ: Athens, GA · FEMA Region IV. Counties sorted by population.
Who Lives Here

The people of this chapter.

39
Median age
$78,947
Median household income
15.0%
Age 65+
25.4%
Renter households
Age distribution
Children (0–14)19%
Youth (15–24)14%
Adults (25–64)50%
Seniors (65+)15%
Race & ethnicity
White70%
Black10%
Two or more8%
Asian6%
Other6%
Hispanic / Latino (any race): 12.6% of residents.
Source: American Red Cross 2023 demographics reference table. Chapter figures aggregate the 21 counties; median age and income are population-weighted.
Economic Vulnerability

Where the need is greatest.

CountyPeopleMedian HH incomeALICEPovertyCombined
Barrow88,869$69,36939.5%13.9%53.4%
Madison31,437$55,96235.2%17.4%52.6%
Franklin24,103$54,35231.1%21.0%52.1%
Elbert19,576$45,30131.4%19.0%50.4%
Stephens26,840$52,60935.1%15.2%50.3%
Hart26,273$56,46332.4%14.7%47.1%
Oglethorpe15,089$54,56934.1%13.0%47.1%
Clarke131,086$51,24922.2%24.2%46.3%
Walton101,339$76,25936.0%10.2%46.2%
Habersham47,553$60,73330.9%14.5%45.4%
Hall211,753$69,66531.9%11.6%43.5%
Banks18,848$63,59329.6%13.8%43.4%
Lumpkin34,490$67,79629.3%13.7%43.0%
Towns13,267$56,66929.6%13.2%42.8%
+ 7 more counties — full table in the county appendix
Combined = households in poverty plus ALICE households (above poverty, below the cost of basics), as a share of all county households. Source: United Way ALICE, latest county year.
Risk & Disaster History

What this chapter is up against.

$370.7M
Expected annual loss, all hazards
Forsyth
Highest-risk county
52.1%
Avg social vulnerability (SVI)
3
FEMA declarations, 5 yr (top county)
CountyNRI riskExp. annual lossSVI %ileFEMA 5yrFEMA all
ForsythRelatively Moderate$89.6M7.0%217
HallRelatively Moderate$56.8M81.4%219
ClarkeRelatively Low$28.7M75.0%213
WaltonRelatively Low$21.5M40.9%213
JacksonVery Low$19.0M32.6%314
BarrowRelatively Low$18.2M48.9%214
WhiteRelatively Low$14.2M34.5%321
LumpkinRelatively Low$13.2M36.1%323
OconeeVery Low$12.2M1.4%213
HabershamVery Low$11.9M72.8%321
RabunRelatively Low$10.0M44.1%321
HartVery Low$9.3M76.8%314
GreeneVery Low$8.8M50.8%316
StephensVery Low$8.3M78.4%318
+ 7 more counties — full table in the county appendix
Sources: FEMA National Risk Index 2025 (risk rating, expected annual loss), CDC/ATSDR SVI 2022 (social-vulnerability percentile), FEMA disaster declarations — via the Red Cross national county database.
Disaster History

A chapter shaped by disaster.

34
Federal disaster declarations
9
Hurricanes
Hurricane
Most common type
2026
Most recent
By incident type
Hurricane9
Tornado7
Severe Storm6
Flood3
Severe Ice Storm3
Biological2
Drought1
Most recent declarations
FYDisasterType
2026Severe Winter StormWinter Storm
2024Hurricane HeleneHurricane
2024Hurricane HeleneTropical Storm
2021Severe Storms And TornadoesSevere Storm
2021Tropical Storm ZetaHurricane
2020Covid-19 PandemicBiological
2020Covid-19 Biological
2019Hurricane MichaelHurricane
2017Hurricane IrmaHurricane
2017Hurricane IrmaHurricane
Source: FEMA Disaster Declarations Summaries v2 — county-level, deduplicated to unique disasters.
Home Fire Mission · FLARE 2024

Every home fire is a Red Cross moment.

399
Home fires (2024)
48.4%
Red Cross care rate
160
Fires with no Red Cross notification
3.1
Fires per 10,000 residents
Red Cross cared for 48% of home fires — but 160 (40%) happened with no Red Cross notification: the prevention, smoke-alarm, and response opportunity, county by county.
Source: FLARE Fire Incidents 2024 (American Red Cross, public layer). “With care” = Red Cross provided assistance; “no notification” = the Red Cross was never alerted to the fire.
Home Fire · Respond & Prevent

Red Cross shows up — and prevents.

3,769
Home-fire calls answered (RC response)
3,468
Single-family fire responses
3,771
Free smoke alarms installed
282
Multi-family fire responses
Red Cross answered 3,769 home-fire calls and installed 3,771 free smoke alarms across the chapter — response and prevention, county by county.
Sources: DRO National 800-RedCross Calls by County (RC fire responses); Smoke Alarm Installs FY15–FY24 (American Red Cross).
Blood & BioMed

The blood mission's local footprint.

70,803
Blood units collected (FY22–26)
3,384
Blood drives held
608
Drives in FY2026
21
Counties with drives
Blood drives are active in 21 of the chapter's 21 counties — every county without one is an employer or civic opening: a host site, a sponsored drive, a standing partnership.
Source: BioMed Collections FY22–FY26 (American Red Cross). Drives = collection events; units = products collected.
Red Cross Facilities

The chapter's physical footprint.

3
Red Cross facilities
0
Owned
3
Leased / licensed
1
BioMed sites
By type / function
BioMed site1
Partner / indirect site1
Humanitarian office1
BioMed facilities
Athens GA Blood Donation CenterPlatelets & Red Cells
Sources: Red Cross real-estate portfolio (reintel.jbf.com) + BioMed facilities (biomed.jbf.com). Locations, types and functions only — no cost, square footage, or lease terms are disclosed.
Red Cross Philanthropy · Major Donors

Who gives here.

Major-donor giving across the chapter — three fiscal years. Internal planning data.
$2,234,220
Total giving, 3-year
44
Major donors
$82,058
Current FY · ▼ 96% vs prior FY
$1,546,512
Top: Clarke
CountyMajor donorsTotal giving, 3-year
Clarke6$1,546,512
Forsyth7$179,538
Hall6$158,762
Walton4$82,938
Oconee4$67,000
Barrow4$50,375
Jackson4$44,501
Habersham2$42,640
Greene3$31,653
Stephens2$15,000
Rabun1$9,300
Towns1$6,000
Source: Red Cross major-donor giving by county, three fiscal years. Internal / executive-director planning use — not donor-facing.
County Deep Dive

Forsyth County

276,310
People
$122,257
Median HH income
31.1%
Combined ALICE + poverty
Relatively Moderate
FEMA NRI risk
People & economy
Children (0–14)23%
Seniors (65+)12%
Median age38.1
ALICE households22,924
Poverty households5,231
Risk & response
Expected annual loss$89.6M
Social vulnerability (SVI)7.0%
FEMA declarations (all time)17
Home fires, CY202423
Fires, no RC notification13
Bridge assistance · DRO 220-25
Major-donor giving · 3-yr$179,538
Forsyth County · sources: Red Cross demographics 2023, United Way ALICE, FEMA NRI & declarations, FLARE CY2024.
County Deep Dive

Hall County

211,753
People
$69,665
Median HH income
43.5%
Combined ALICE + poverty
Relatively Moderate
FEMA NRI risk
People & economy
Children (0–14)21%
Seniors (65+)14%
Median age36.9
ALICE households24,394
Poverty households8,872
Risk & response
Expected annual loss$56.8M
Social vulnerability (SVI)81.4%
FEMA declarations (all time)19
Home fires, CY202468
Fires, no RC notification22
Bridge assistance · DRO 220-25
Major-donor giving · 3-yr$158,762
Hall County · sources: Red Cross demographics 2023, United Way ALICE, FEMA NRI & declarations, FLARE CY2024.
County Deep Dive

Clarke County

131,086
People
$51,249
Median HH income
46.3%
Combined ALICE + poverty
Relatively Low
FEMA NRI risk
People & economy
Children (0–14)14%
Seniors (65+)11%
Median age28.1
ALICE households12,297
Poverty households13,411
Risk & response
Expected annual loss$28.7M
Social vulnerability (SVI)75.0%
FEMA declarations (all time)13
Home fires, CY202442
Fires, no RC notification7
Bridge assistance · DRO 220-25
Major-donor giving · 3-yr$1,546,512
Clarke County · sources: Red Cross demographics 2023, United Way ALICE, FEMA NRI & declarations, FLARE CY2024.
County Deep Dive

Walton County

101,339
People
$76,259
Median HH income
46.2%
Combined ALICE + poverty
Relatively Low
FEMA NRI risk
People & economy
Children (0–14)20%
Seniors (65+)15%
Median age39.5
ALICE households12,586
Poverty households3,574
Risk & response
Expected annual loss$21.5M
Social vulnerability (SVI)40.9%
FEMA declarations (all time)13
Home fires, CY202439
Fires, no RC notification16
Bridge assistance · DRO 220-25
Major-donor giving · 3-yr$82,938
Walton County · sources: Red Cross demographics 2023, United Way ALICE, FEMA NRI & declarations, FLARE CY2024.
County Deep Dive

Barrow County

88,869
People
$69,369
Median HH income
53.4%
Combined ALICE + poverty
Relatively Low
FEMA NRI risk
People & economy
Children (0–14)22%
Seniors (65+)12%
Median age36.6
ALICE households12,711
Poverty households4,480
Risk & response
Expected annual loss$18.2M
Social vulnerability (SVI)48.9%
FEMA declarations (all time)14
Home fires, CY202425
Fires, no RC notification13
Bridge assistance · DRO 220-25
Major-donor giving · 3-yr$50,375
Barrow County · sources: Red Cross demographics 2023, United Way ALICE, FEMA NRI & declarations, FLARE CY2024.
County Deep Dive

Jackson County

85,239
People
$75,244
Median HH income
36.8%
Combined ALICE + poverty
Very Low
FEMA NRI risk
People & economy
Children (0–14)20%
Seniors (65+)15%
Median age39.1
ALICE households7,524
Poverty households2,411
Risk & response
Expected annual loss$19.0M
Social vulnerability (SVI)32.6%
FEMA declarations (all time)14
Home fires, CY202428
Fires, no RC notification13
Bridge assistance · DRO 220-25
Major-donor giving · 3-yr$44,501
Jackson County · sources: Red Cross demographics 2023, United Way ALICE, FEMA NRI & declarations, FLARE CY2024.
County Deep Dive

Habersham County

47,553
People
$60,733
Median HH income
45.4%
Combined ALICE + poverty
Very Low
FEMA NRI risk
People & economy
Children (0–14)18%
Seniors (65+)18%
Median age40.6
ALICE households4,956
Poverty households2,326
Risk & response
Expected annual loss$11.9M
Social vulnerability (SVI)72.8%
FEMA declarations (all time)21
Home fires, CY202420
Fires, no RC notification12
Bridge assistance · DRO 220-25
Major-donor giving · 3-yr$42,640
Habersham County · sources: Red Cross demographics 2023, United Way ALICE, FEMA NRI & declarations, FLARE CY2024.
County Deep Dive

Oconee County

44,810
People
$108,492
Median HH income
25.3%
Combined ALICE + poverty
Very Low
FEMA NRI risk
People & economy
Children (0–14)18%
Seniors (65+)16%
Median age41.7
ALICE households2,788
Poverty households931
Risk & response
Expected annual loss$12.2M
Social vulnerability (SVI)1.4%
FEMA declarations (all time)13
Home fires, CY202410
Fires, no RC notification6
Bridge assistance · DRO 220-25
Major-donor giving · 3-yr$67,000
Oconee County · sources: Red Cross demographics 2023, United Way ALICE, FEMA NRI & declarations, FLARE CY2024.
County Deep Dive

Lumpkin County

34,490
People
$67,796
Median HH income
43.0%
Combined ALICE + poverty
Relatively Low
FEMA NRI risk
People & economy
Children (0–14)15%
Seniors (65+)16%
Median age36.5
ALICE households3,333
Poverty households1,556
Risk & response
Expected annual loss$13.2M
Social vulnerability (SVI)36.1%
FEMA declarations (all time)23
Home fires, CY20246
Fires, no RC notification0
Bridge assistance · DRO 220-25
Major-donor giving · 3-yr
Lumpkin County · sources: Red Cross demographics 2023, United Way ALICE, FEMA NRI & declarations, FLARE CY2024.
County Deep Dive

Madison County

31,437
People
$55,962
Median HH income
52.6%
Combined ALICE + poverty
Very Low
FEMA NRI risk
People & economy
Children (0–14)18%
Seniors (65+)18%
Median age41.9
ALICE households3,836
Poverty households1,896
Risk & response
Expected annual loss$7.8M
Social vulnerability (SVI)74.2%
FEMA declarations (all time)14
Home fires, CY202413
Fires, no RC notification5
Bridge assistance · DRO 220-25
Major-donor giving · 3-yr
Madison County · sources: Red Cross demographics 2023, United Way ALICE, FEMA NRI & declarations, FLARE CY2024.
County Deep Dive

White County

28,686
People
$72,346
Median HH income
41.5%
Combined ALICE + poverty
Relatively Low
FEMA NRI risk
People & economy
Children (0–14)16%
Seniors (65+)21%
Median age44.8
ALICE households3,010
Poverty households1,316
Risk & response
Expected annual loss$14.2M
Social vulnerability (SVI)34.5%
FEMA declarations (all time)21
Home fires, CY202412
Fires, no RC notification8
Bridge assistance · DRO 220-25
Major-donor giving · 3-yr
White County · sources: Red Cross demographics 2023, United Way ALICE, FEMA NRI & declarations, FLARE CY2024.
County Deep Dive

Stephens County

26,840
People
$52,609
Median HH income
50.3%
Combined ALICE + poverty
Very Low
FEMA NRI risk
People & economy
Children (0–14)17%
Seniors (65+)21%
Median age43.8
ALICE households3,604
Poverty households1,567
Risk & response
Expected annual loss$8.3M
Social vulnerability (SVI)78.4%
FEMA declarations (all time)18
Home fires, CY202421
Fires, no RC notification5
Bridge assistance · DRO 220-25
Major-donor giving · 3-yr$15,000
Stephens County · sources: Red Cross demographics 2023, United Way ALICE, FEMA NRI & declarations, FLARE CY2024.
County Deep Dive

Hart County

26,273
People
$56,463
Median HH income
47.1%
Combined ALICE + poverty
Very Low
FEMA NRI risk
People & economy
Children (0–14)17%
Seniors (65+)22%
Median age45.4
ALICE households3,411
Poverty households1,553
Risk & response
Expected annual loss$9.3M
Social vulnerability (SVI)76.8%
FEMA declarations (all time)14
Home fires, CY202415
Fires, no RC notification2
Bridge assistance · DRO 220-25
Major-donor giving · 3-yr
Hart County · sources: Red Cross demographics 2023, United Way ALICE, FEMA NRI & declarations, FLARE CY2024.
County Deep Dive

Franklin County

24,103
People
$54,352
Median HH income
52.1%
Combined ALICE + poverty
Very Low
FEMA NRI risk
People & economy
Children (0–14)16%
Seniors (65+)20%
Median age42.9
ALICE households2,733
Poverty households1,841
Risk & response
Expected annual loss$8.2M
Social vulnerability (SVI)83.1%
FEMA declarations (all time)16
Home fires, CY202410
Fires, no RC notification1
Bridge assistance · DRO 220-25
Major-donor giving · 3-yr
Franklin County · sources: Red Cross demographics 2023, United Way ALICE, FEMA NRI & declarations, FLARE CY2024.
County Deep Dive

Morgan County

21,189
People
$77,989
Median HH income
32.7%
Combined ALICE + poverty
Very Low
FEMA NRI risk
People & economy
Children (0–14)17%
Seniors (65+)20%
Median age44.3
ALICE households1,807
Poverty households740
Risk & response
Expected annual loss$8.2M
Social vulnerability (SVI)26.6%
FEMA declarations (all time)13
Home fires, CY20247
Fires, no RC notification5
Bridge assistance · DRO 220-25
Major-donor giving · 3-yr
Morgan County · sources: Red Cross demographics 2023, United Way ALICE, FEMA NRI & declarations, FLARE CY2024.
County Deep Dive

Greene County

20,198
People
$71,771
Median HH income
35.4%
Combined ALICE + poverty
Very Low
FEMA NRI risk
People & economy
Children (0–14)14%
Seniors (65+)30%
Median age54.2
ALICE households2,020
Poverty households758
Risk & response
Expected annual loss$8.8M
Social vulnerability (SVI)50.8%
FEMA declarations (all time)16
Home fires, CY202410
Fires, no RC notification5
Bridge assistance · DRO 220-25
Major-donor giving · 3-yr$31,653
Greene County · sources: Red Cross demographics 2023, United Way ALICE, FEMA NRI & declarations, FLARE CY2024.
County Deep Dive

Elbert County

19,576
People
$45,301
Median HH income
50.4%
Combined ALICE + poverty
Very Low
FEMA NRI risk
People & economy
Children (0–14)18%
Seniors (65+)20%
Median age43.4
ALICE households2,585
Poverty households1,567
Risk & response
Expected annual loss$6.9M
Social vulnerability (SVI)92.2%
FEMA declarations (all time)16
Home fires, CY202420
Fires, no RC notification12
Bridge assistance · DRO 220-25
Major-donor giving · 3-yr
Elbert County · sources: Red Cross demographics 2023, United Way ALICE, FEMA NRI & declarations, FLARE CY2024.
County Deep Dive

Banks County

18,848
People
$63,593
Median HH income
43.4%
Combined ALICE + poverty
Very Low
FEMA NRI risk
People & economy
Children (0–14)17%
Seniors (65+)17%
Median age41.4
ALICE households2,007
Poverty households937
Risk & response
Expected annual loss$5.9M
Social vulnerability (SVI)33.7%
FEMA declarations (all time)17
Home fires, CY20247
Fires, no RC notification3
Bridge assistance · DRO 220-25
Major-donor giving · 3-yr
Banks County · sources: Red Cross demographics 2023, United Way ALICE, FEMA NRI & declarations, FLARE CY2024.
County Deep Dive

Rabun County

17,211
People
$54,226
Median HH income
41.1%
Combined ALICE + poverty
Relatively Low
FEMA NRI risk
People & economy
Children (0–14)14%
Seniors (65+)25%
Median age49.7
ALICE households1,950
Poverty households974
Risk & response
Expected annual loss$10.0M
Social vulnerability (SVI)44.1%
FEMA declarations (all time)21
Home fires, CY202410
Fires, no RC notification7
Bridge assistance · DRO 220-25
Major-donor giving · 3-yr$9,300
Rabun County · sources: Red Cross demographics 2023, United Way ALICE, FEMA NRI & declarations, FLARE CY2024.
County Deep Dive

Oglethorpe County

15,089
People
$54,569
Median HH income
47.1%
Combined ALICE + poverty
Very Low
FEMA NRI risk
People & economy
Children (0–14)17%
Seniors (65+)18%
Median age43.1
ALICE households1,789
Poverty households679
Risk & response
Expected annual loss$4.2M
Social vulnerability (SVI)46.5%
FEMA declarations (all time)15
Home fires, CY20245
Fires, no RC notification1
Bridge assistance · DRO 220-25
Major-donor giving · 3-yr
Oglethorpe County · sources: Red Cross demographics 2023, United Way ALICE, FEMA NRI & declarations, FLARE CY2024.
County Deep Dive

Towns County

13,267
People
$56,669
Median HH income
42.8%
Combined ALICE + poverty
Very Low
FEMA NRI risk
People & economy
Children (0–14)11%
Seniors (65+)30%
Median age54.4
ALICE households1,723
Poverty households766
Risk & response
Expected annual loss$7.8M
Social vulnerability (SVI)56.2%
FEMA declarations (all time)14
Home fires, CY20248
Fires, no RC notification4
Bridge assistance · DRO 220-25
Major-donor giving · 3-yr$6,000
Towns County · sources: Red Cross demographics 2023, United Way ALICE, FEMA NRI & declarations, FLARE CY2024.
Your Live Tools

The chapter's Experience Builder apps & federal tools.

Red Cross Experience Builder apps give the live, drill-down companion to this report; federal tools add official context.
Sources & Methodology

Every number, traceable.

Tools produce facts; humans own decisions. Each figure in this report traces to a named source and vintage.
MetricSourceVintage
geography + 2023 demographicsALICE master / Red Cross reference table2023
ALICE + poverty householdsMASTER counties ALICE+demographics2023
flareflare_fire_incidents (public AGOL, CY24)CY2024
smoke_alarmsGIS_MAP_FY15_to_FY24 (AGOL item b09f21d9…)FY15–24
lives_savedLives_Saved_Map_30_Apr_2026 (AGOL item ff313330…)2026
bloodBiomed Collections 22-26 by chapter/countyFY22–26
risk + disaster historyFEMA NRI 2025 · CDC SVI 2022 · FEMA declarations (red-cross-data county master)FEMA NRI 2025 · SVI 2022
fema disaster historyFEMA Disaster Declarations Summaries v22026
facilities / real estate (no costs)Red Cross facilities portfolio — reintel.jbf.com (locations, types & ownership only; no cost/lease terms)FY25
home-fire RC responses (SFF/MFF)DRO National 800-RedCross Calls by County (org AGOL)FY24–26
Geography: American Red Cross chapter↔county reference. The full machine-readable source ledger ships with the data bundle.
Appendix · County Data

Full county table.

CountyPopHouseholdsHardshipNRI riskExp. annual lossFires '24
Forsyth276,31091,92331.1%Relatively Moderate$89.6M23
Hall211,75374,47643.5%Relatively Moderate$56.8M68
Clarke131,08652,97846.3%Relatively Low$28.7M42
Walton101,33935,67746.2%Relatively Low$21.5M39
Barrow88,86930,73353.4%Relatively Low$18.2M25
Jackson85,23929,27436.8%Very Low$19.0M28
Habersham47,55317,04345.4%Very Low$11.9M20
Oconee44,81015,46825.3%Very Low$12.2M10
Lumpkin34,49012,11943.0%Relatively Low$13.2M6
Madison31,43711,77952.6%Very Low$7.8M13
White28,68611,12641.5%Relatively Low$14.2M12
Stephens26,84010,69150.3%Very Low$8.3M21
Hart26,27310,62547.1%Very Low$9.3M15
Franklin24,1039,25452.1%Very Low$8.2M10
Morgan21,1898,01732.7%Very Low$8.2M7
Greene20,1988,46135.4%Very Low$8.8M10
Elbert19,5768,03650.4%Very Low$6.9M20
Banks18,8486,94443.4%Very Low$5.9M7
Rabun17,2117,48641.1%Relatively Low$10.0M10
Oglethorpe15,0895,93747.1%Very Low$4.2M5
Towns13,2675,88442.8%Very Low$7.8M8
One row per county. Combined hardship = poverty + ALICE households. Fires = FLARE CY2024.